Our Philosophy

Our philosophy
to investment planning.

Our approach to investment planning is underpinned by our distinctive Planning for Life Investment Philosophy.
Our planning for life investment philosophy is built on a foundation of five fundamental principles that comprise our knowledge, expertise, and genuine care for our clients.


We diversify in many ways at North West Wealth Management, including across multiple asset classes, multiple investment managers, and numerous securities. A diversified portfolio can offer a much smoother pattern of returns and reduce the “roller coaster” ride.


We take a strategic approach, avoiding the all-too-typical mistakes that erode wealth. For us, a disciplined approach is not reacting to short-term performance rather understanding that some markets, managers, or securities may not perform as well as others and may even go down from time to time.


When we construct client portfolios, we consider the risk/return trade-off by balancing volatility and expected return to meet client goals and smooth out the peaks and troughs.


With literally thousands of investment choices available in Australia, it requires enormous research and detailed analysis to identify excellent managers, blend them, and undertake ongoing monitoring and change. North West Wealth Management are investment experts who avoid common mistakes and take the time to understand options.



At North West Wealth Management, we believe that portfolios should be explicitly tailored to individual client circumstances, considering client goals and objectives and risk appetite.

We implement our planning for life investment philosophy through a series of centrally researched and maintained portfolios. Each has a strategic asset allocation designed to give access to a diversified investment solution with good risk control and a balanced mix of assets, managers, and securities.

Our internal Investment Committee creates and reviews all portfolios to ensure that we leverage the broad experience and knowledge across the company. Performance is monitored regularly with other investment opportunities considered relevant to each client, making North West Wealth Management the ideal investment partner.


Our commitment is always to you.

At North West Wealth Management, we operate with integrity and a commitment to provide you with personalised and confidential advice and services. We are a loyal partner who values long-term trusted relationships with our clients. Our reliable, responsive and motivated team is focused on getting you the best results, and our work is underpinned by our core values, making North West Wealth Management your partner for the long term.


Simple 6 step process

Our six step approach is a simple formula that works. It helps us get to know you, and work out what is right for you and your circumstance.


  1. Get to know you and your needs
  2. Explore your current financial position
  3. Prepare a personalised financial plan
  4. Recommendations for future success
  5. Implement your financial strategy
  6. Regular reviews and refinement of your financial position


Our wealth management services.

Our approach to wealth management is a holistic one. Our specialist advisors will discuss and identify your goals and objectives, both now and into the future. We then formulate strategies that will ensure your goals and objectives are clarified and achieved via a consistent and measured approach.

Personal Insurance
Aged Care
Retirement Planning


Customer Testimonial

James is highly professional, trustworthy, diligent and caring. He has proven he is able to communicate and work with the often complex, multi-generational family farm structure. We have no hesitation and are in fact proud to recommend James and his team at North West Wealth Management to any of our piers in agricultural business.

John & Martine Trail “Wattle Creek”

Customer Testimonial

We appointed Lee-Anne as our Financial Adviser in 2012 and she proceeded to set out a retirement strategy for us. As time progressed we developed a good business relationship as Lee-Anne had a good understanding of our retirement needs and we had faith in her advice and knowledge. We have regular discussions throughout the year and receive a phone call just to see how we are travelling.

Ten years have passed and we are very pleased with our decision in appointing Lee-Anne as our Financial Adviser. Her skills and knowledge have given us a happy retirement life and we recommend her to anyone who is in the same lifestyle position as us.

Laurie and Gwen Hoad.

Get in touch and start your journey building and protecting your wealth.

Simply fill in the form to get in touch with our team and discuss your individual wealth goals. Alternatively reach out to us by calling (02) 6762 4244.

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